FreeCreditReport.com

Even on the moon of Endor you can't get away from the commercials, catchy jingles and spam emails for FreeCreditReport.com. They are everywhere! You can run but you can't hide from FreeCreditReport.com. Many people ask the Credit Jedi his thoughts on the product offered by FreeCreditReport.com. So here goes the first product review offered by the Credit Jedi.

FreeCreditReport.com is actually a website run by Experian. Experian is one of the three major Credit Bureaus producing credit reports for American consumers. In the opinion of the Credit Jedi, Experian is the best of the three credit bureaus. The data they compile is the most accurate and most trusted by consumers and businesses alike.

The offer from FreeCreditReport.com is freeish. It is actually a free-trial of a credit monitoring service offered by Experian. You do get access to your Experian credit report free of charge. All you need to do is enter your personal data, including credit card number and you will have instant access to your report. The catch is that the trial period is so short that many (or most) consumers don't remember to cancel in time. The credit card on file is then billed and the confusion/frustration begins.

PROS: You can access your credit report free of charge and never pay a dime if you cancel your order in time. Also, the service you sign up for is actually a very good service. The Credit Jedi highly recommends closely monitoring your credit report at all times and this service will do just that.

CONS: If you only want access to a free credit report you may end up paying for it if you don't cancel your free-trial in time. Although the service offered is a good service, there are other services that are less expensive for the same or better service.

SUGGESTION: The Credit Jedi is a fan of taking advantage of free-trial offers. Go ahead and check out your credit report at FreeCreditReport.com or subscribe to the monitoring service they offer. If you do not want to keep the monitoring service be SURE to follow the necessary steps (here) to cancel your service in time.

The Credit Jedi has spoken.